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Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others.
You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.
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After you submit your loan request, we search our network for lenders for available loan options. Convenient Loan Disbursement and Repayment. If your request for a personal loan has been approved, your lender will ask that you review and sign the agreement so that your loan can be processed.
In most cases, your funds can be deposited directly into your bank account via electronic fund transfer in as little as 1 business day. Loan repayment is just as easy, as your lender, once the due date rolls around, can simply withdraw money electronically from the same account into which they originally deposited your funds.
In case your loan period ends and money is not in your account to repay the loan, make sure to contact the lender ahead of time so you can inquire about an extension.