The annual percentage rate, or APR, is based on: the amount of money you borrow the monthly finance charge or interest rate how much you pay in fees how long you borrow the money. Magnum personal loans Example. You need to borrow 500. Magnum personal loans will repay the money in one year. You compare the costs of borrowing that money: The bank or credit union has a loan with an APR of 7.
5 You will pay 21 in interest A credit card has an APR of 20 You will pay 56 in interest A payday lender has an APR of 390 You will pay 1,518 in interest. What happens if I cant pay the lender the money I owe. If you cannot pay the lender the money you owe, you borrow the money for two more weeks.
This is called a rollover, or rolling over the loan. To roll over the loan, you pay another fee.
For a loan amount of HKD800,000 or above, the annualized percentage rate of 2. 46 is calculated based on a monthly flat rate of 0. 11 magnum personal loans a 12-month repayment period, including the full handling charge waiver.
The interest rate and the full handling charge waiver are applicable on a case-by-case basis and the final approved interest rate and payable handling charge are subject to the loan amount and credit assessment result. Taking loan amount of HKD800,000 or above and a 12-month repayment period as an example, Prestige Banking Customers and Selected Customers (including Preferred Banking Customers, Payroll Customers and Mortgage Customers) can enjoy a monthly flat rate of 0.
11 and 0.
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The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend.
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