Cash out from land equity. Mark as New Bookmark Subscribe Subscribe to RSS Feed Permalink Print Email to a Friend Report Inappropriate Content. Cash out from land equity.
What do you think are my chances. I just applied for a 35K cash out "refi" land loan for a 1. 75 acre parcel of buildable land with no liens that I own free and clear (no loans or owed on it what-so- ever). It's tax assessed value is 74K and I'm estimating, based on comps, that it'll appraise around 65K so the estimated LTV is around 54.
The bank I've applied with has a maximum LTV of 70. My FICO's (pulled last week) are EQ 661, TU 681 and EX 698 but that was before a couple of hard inquiries while shopping rates, so they'll probably see a few points less than that. My last 30 day late reported was in March 2009.
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When it comes to interest rates, BDO gives lower rates. I should know, because like I said I have an existing loan from another bank the rates comparison is by far better with BDO. Hassle-Free Assistance from Accredited Lending Consultant for Fast Loan.
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